*note - There are no isolation exercise that will spot reduce fat  from your body.  Fat comes off the body through healthy diet, cardiovascular activity, and water consumption together.  The abdominal routines / resistance  workouts below will help you firm the muscles under fat

#1 Healthy Diet

The most important factor in acquiring abs is eating a healthy diet. Here is a list of recommended healthy ways to help you lose a few inches:

Drink at least three liters of water per day (100 oz)
Eat five servings of vegetables and fruits per day
Eliminate fried foods
Eliminate processed sugar (for example: sodas, cookies, candy)
Eliminate fatty red meat - only lean red meats (1-2 times weekly)

Diets like the Atkins and other high protein diets may help at first, but to get rid of that last 10-15 pounds, it is recommended to lower calories to a range of 1500-2000 calories a day BUT you must make exercise a habit - both with abdominal exercises and cardio work.  Keeping carbohydrates low, protein high, and good fats will help you drop the final inches around the waist.

#2) Cardio-vascular exercise - For your health as well as a fat burner!

Losing love handles and increasing the metabolism so you can lose weight more effectively are all tied into a consistent cardiovascular / resistance training program. You should do 30-45 minutes of activities like walking, running, biking, or swimming daily 4-5 times per week, but also mix in 2-3 times a week of basic calisthenics like pushups, pull-ups, bench dips, squats and lunges. It takes a few weeks before you start to see the physical benefits or your diet and exercise program. You will see almost immediate results in your energy level, overall mental alertness when exercising daily. The sample routine below will help you better organize exercise into your week:

Monday & Thursday
Upperbody Program

Warmup 5:00 / stretch

Repeat 5-10 times
Pushups - 10-20
Regular Crunches - 20
Bench dips - 10-20
Reverse Crunches - 20
Pullups - max reps
Hanging Knee up
Stretch abs/lowerback

Cardio option 20-30:00
Run, bike, walk, swim etc

Tuesday & Friday
Legs and Love Handles

Repeat 4-5 times
Walk, bike or jog 5:00
Stretch legs
Squats - 20
Lunges 10 / leg
Left crunches - 25
Right crunches - 25
Hip rollers - 10/side
Stretch abs / lowerback

Cooldown walk or bike
5:00 / stretch

Wednesday
LONG Cardio Day
45-60 minutes of walking, running or combination of the two
Or biking, swimming, elliptical gliding machines


#3)  Ab Workouts - Below are some abdominal exercises taken from every eBook sold on the StewSmith.com Fitness ebook Store. For pictures of other exercises, see the Washboard abs article. Sample abdominal exercises are the following:

Advanced Crunches - (Bicycles - Legs up) - Lie on your back with your feet 6" off the ground.  alternate bending your knees as you were riding a bicycle and touch opposite elbows to your knees. (Do not do if you have previous lower back injury - place feet on the floor.)



Reverse Crunch - In the same position as the regular crunch, lift your knees and butt toward your elbows. Leave your head and upper body flat on the ground. Only move your legs and butt. (Do not do if you have previous lower back injury)

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